Experience ... Pioneer Bank
Checking
Pioneer Preferred | Free Checking | Simple Checking | Interest Checking | Pioneer Platinum | Business Checking
Pioneer Preferred
Account features
- Pioneer Preferred Interest checking at an annual percentage yield of 1.25% above our Interest Checking. Annual percentage yield as of December 17, 2008 is 1.41%.
- Free debit card.
- Free Online Bill Pay.
- Free personalized checks.
- .50% bonus interest rate on any one certificate of deposit opened or renewed each year.
- $10 cash at account opening or conversion.
Account specifics
- A minimum balance fee of $5 will be charged every month the daily balance drops below $200 any day of the month.
- A fee of $.15 per debit transaction will be imposed if the daily balance drops below $200 any day of the month.
- Monthly statements.
- Interest is compounded and credit to your account monthly.
- $200 required to open.
- Fees could reduce earnings.
- Customer must present coupon to receive bonus rate on CD. Annual coupons will be provided in January to qualified account holders.
- Free personalized checks (limited to customer choice of Deluxe Checks Specialty options).
Account requirements
To qualify, customer must have at least one account at Pioneer Bank from at least five of these groups:
- Checking
- Savings
- Certificate of Deposit
- Home mortgage loan (if secondary market, originated in the past three years)
- Home equity loan
- Consumer loan
- Ag or business loan
- IRA, Keogh or SEP
- Health Savings Account
- Direct Deposit (of any regular payment, i.e. Social Security, payroll, etc.)
- Safe deposit box
- Credit card
- Electronic business banking (Cash Management, Remote Deposit Capture, Merchant Services)
- Crop insurance (through Citizens Financial Services)
- Minnesota Financial Services relationship
Free Checking
- No interest
- No monthly service fee
- No minimum balance required
- Monthly Statement
Simple Checking
- A fee of $.15 per debit transaction will be charged for each transaction after 15 transactions each month
- $3.00 per month service charge
- Monthly statement with images
- $100 minimum required to open
Interest Checking
- A minimum balance fee of $5.00 will be charged every month the daily balance drops below $200 any day of the month
- A fee of $.15 per debit transaction will be imposed if the daily balance drops below $200 any day of the month
- Monthly statement with images
- Interest is compounded and credited to your account monthly
- All fees will be waived if you maintain a $1,000 average daily balance in a checking or savings account each month
- $200 minimum required to open
Pioneer Platinum
- A minimum balance fee of $5.00 will be charged every month the daily balance drops below $2,500 any day of the month
- A fee of $1.00 per check will be imposed for each check written over 3 per month
- Monthly statement with images
- Interest is compounded and credited to your account monthly
- $500 minimum check amount required
- $2,500 minimum required to open
- Free personalized checks provided
Business Checking
- A monthly earnings credit may defray service charges
- $3.00 per month service charge
- A fee of $.15 per debit transaction
- A fee of $.03 for each check deposited
- $100 minimum required to open
- Monthly statement with images
