Pioneer
Pioneer Bank -- "Innovative Ideas, Old Fashioned Service"
About Us Internet Banking Rates Contact Us
 
Pioneer
 
PRIVACY POLICY    

TO ORDER CHECKS
CLICK HERE

Deluxe personal checks, business forms and checks


TO ORDER A GIFT CARD
CLICK HERE

Buy Visa gift cards


Buy Visa gift cards
Privileged Status ATM List













 
 
   
  Loan Products
 
 
 
Real Estate
Pioneer Bank is one of southern Minnesota’s most active and successful mortgage lenders. Recognized by the Minnesota Housing Finance Agency (MHFA) in 1999 and again in 2000 as one of Minnesota’s premier providers of affordable mortgage financing, Pioneer Bank continues to expand the products we offer. Conventional, VA, United States Rural Development guaranteed loans, MHFA First Time Home Buyer loans, MHFA home improvement loans, conventional loans with private mortgage insurance, and a variety of home equity loans including an attractive line of credit are all available at Pioneer Bank. Whether it is a purchase, refinance or improvement and no matter where your home is located, we can help with your mortgage financing.



Consumer
Car loans, vacation loans, education loans and home improvement loans are only some of the consumer loan opportunities available at Pioneer Bank. Any of our six offices can help you realize your dreams. Flexible terms, a variety of loan programs and a quick answer to your loan request await you. Contact us today!



Commercial
Pioneer Bank provides financing to nearly every kind of business including retailers, manufacturers, contractors, service providers, truckers, professionals and home based businesses.

Our experienced commercial lenders have developed comprehensive loan relationships with businesses utilizing a wide variety of resources including the Small Business Administration (7a, Low-Doc and 504 programs), United States Rural Development, regional certified development corporations, the Minnesota Department of Employment and Economic Development, and local, county and regional revolving loan funds.

Start-ups, acquisitions, expansions, fixed asset replacement and seasonal financing needs are among the types of loans available from Pioneer Bank.

Our diverse menu of loan products includes:
• Revolving operating/inventory lines of credit
• Term equipment loans and leases
• Irrevocable letters of credit
• Commercial real estate loans
• Construction financing

Pioneer Bank consistently ranks near the top of all banks in Minnesota for the number of loans made to small businesses.



Agricultural
Some of the world’s richest farmland lies in southern Minnesota and northern Iowa. Since its charter in 1903, Pioneer Bank has practiced a commitment to agricultural producers through innovative products and experienced lending personnel.

Decades of working closely with local cooperatives, farm management consultants and the Farm Service Agency (FSA) have helped Pioneer Bank develop a reputation of creativity and cooperation that is unparalleled in the region.

Crop production, feeder livestock, dairy and poultry are among the enterprises financed by Pioneer Bank with a variety of loan programs:

• Annual operating lines of credit
• Machinery term loans
• Fixed rate and variable rate real estate loans
• Watonwan County’s only approved Ag Best lender
• FSA guaranteed loans

Contact us at the location nearest you to see how we can help you get the most from your farm operations.