Loans
Real Estate Loans | Consumer Loans | Commercial Loans | Agricultural Loans
Real Estate Loans
Pioneer Bank is one of southern Minnesota’s most active and successful mortgage lenders. Conventional, VA, United States Rural Development guaranteed loans, MHFA First Time Home Buyer loans, MHFA home improvement loans, conventional loans with private mortgage insurance, and a variety of home equity loans including an attractive line of credit are all available at Pioneer Bank. Whether it is a purchase, refinance or improvement and no matter where your home is located, we can help with your mortgage financing.
Experience...all time low mortgage rates!
For more information or questions on residential mortgage rates, please contact
Alissa Brekke 507-625-3268 or abrekke@bankwithpioneer.com NMLS 461401
Emily Boelke 507-375-3201 or eboelke@bankwithpioneer.com NMLS 510540
Duane Olenius 507-625-3268 or dolenius@bankwithpioneer.com NMLS 470357
Consumer Loans
Car loans, vacation loans and home improvement loans are only some of the consumer loan opportunities available at Pioneer Bank. Any of our six offices can help you realize your dreams. Flexible terms, a variety of loan programs and a quick answer to your loan request await you. Contact us today!
Commercial Loans
Pioneer Bank provides financing to nearly every kind of business including retailers, manufacturers, contractors, service providers, truckers, professionals and home based businesses.
Our experienced commercial lenders have developed comprehensive loan relationships with businesses utilizing a wide variety of resources including the Small Business Administration (7a, and 504 programs), United States Rural Development, regional certified development corporations, the Minnesota Department of Employment and Economic Development, and local, county and regional revolving loan funds.
Start-ups, acquisitions, expansions, fixed asset replacement and seasonal financing needs are among the types of loans available from Pioneer Bank.
Our diverse menu of loan products includes:
- Revolving operating/inventory lines of credit
- Term equipment loans and leases
- Irrevocable letters of credit
- Commercial real estate loans
- Construction financing
Pioneer Bank consistently ranks near the top of all banks in Minnesota for the number of loans made to small businesses.
Agricultural Loans
Some of the world’s richest farmland lies in southern Minnesota and northern Iowa. Since its charter in 1903, Pioneer Bank has practiced a commitment to agricultural producers through innovative products and experienced lending personnel.
Decades of working closely with local cooperatives, farm management consultants and the Farm Service Agency (FSA) have helped Pioneer Bank develop a reputation of creativity and cooperation that is unparalleled in the region.
Crop production, feeder livestock, dairy and poultry are among the enterprises financed by Pioneer Bank with a variety of loan programs:
- Annual operating lines of credit
- Machinery term loans
- Fixed rate and variable rate real estate loans
- Approved Ag Best lender
- FSA guaranteed loans
Contact us at the location nearest you to see how we can help you get the most from your farm operations.
For more information or questions on Commercial and Ag Loans, please contact:
Galen Reding greding@bankwithpioneer.com 507-524-3630
Marvin Kimm mkimm@bankwithpioneer.com 507-524-3630
Barb Hofbauer bhofbauer@bankwithpioneer.com 507-943-3131
Denise Nienow dnienow@bankwithpioneer.com 507-345-7069
Michael Harrington mharrington@bankwithpioneer.com 507-345-7069
Duane Olenius dolenius@bankwithpioneer.com 507-625-3268 NMLS 470357
Alissa Brekke abrekke@bankwithpioneer.com 507-625-3268 NMLS 461401
Matt Chmielewski mchmielewski@bankwithpioneer.com 507-625-3268
Jim Paulson jpaulson@bankwithpioneer.com 507-375-3201
John Schmidt jschmidt@bankwithpioneer.com 507-375-3201
Kevin Christenson kchristenson@bankwithpioneer.com 507-375-3201
David Krause dkrause@bankwithpioneer.com 507-375-3201
Emily Boelke eboelke@bankwithpioneer.com 507-375-3201 NMLS 510540
