Experience ... Pioneer Bank
Merchant Credit Card Program
PAYMENT SOLUTIONS: Increase Sales with Pioneer Bank and the NOVA NetworkChoosing the right payments partner can be critical to your bottom line. When compared to other processing networks, Pioneer Bank and the NOVA Network® clearly delivers the most powerful platform in the industry.
MasterCard® rates the NOVA Network #1 for reliability and availability. Redundancy is built into every system, which assures 100% uptime and extends peace of mind during peak sales seasons.
Credit and Debit Cards
Point-of-sale programs combine a broad range of credit payment choices with built-in business tools that make managing payments a breeze.Corporate and Commercial Cards
Solidify your relationships with corporate, government and educational customers. Reduce paperwork, enhance customer relationships and win new business with corporate purchasing cards.Electronic Check Service (ECS)
Minimize risk; reduce costs and speed access to funds when you convert paper checks into electronic transactions at the point of purchase. Checks are electronically imaged and processed just like credit card transactions. Deposit and transaction information is consolidated with other processing services on reports and statements.Electronic Gift Cards
Electronic gift cards increase revenue and attract new customers. They also reduce the fraud and labor associated with paper gift certificates. Deposit and transaction information is consolidated with other processing services on reports and statements.Dynamic Currency Conversion (DCC)
DCC allows retailers to offer international cardholders the convenience of paying in their home currency rather than in U.S. dollars. NOVA will rebate a percentage of the foreign exchange conversion back to you on your monthly statement, resulting in a new revenue stream for your business.Point-of-Sale Solutions
POS EquipmentNo matter the size of your business, you can take charge with terminals certified on the NOVA Network. Terminals, printers, PIN pads and peripherals from a variety of leading manufacturers are supported.
Software & Internet Products
The NOVA Network supports PC Software and Internet products that can turn your desktop PC into a powerful POS payment processing solution for face-to-face and card-not-present transactions.
Reporting Solutions
Online Reporting & Support ToolsMonitor your account around the clock from any Web browser through MerchantConnect.com. This convenient online site allows you to display recent deposits, view chargebacks and retrieval requests, access customer support, and much more.
Automated Customer Service (ACS)
ACS is an advanced reporting and account reconciliation tool. With ACS, you can view detailed reports from across multiple locations, including transaction activity, statement detail, and card type history – all through this desktop application. Data can even be integrated with your accounting systems.Support/Operations
Risk Management & Fraud ControlThe NOVA Network has built-in fraud monitoring and control features to protect your business and your customers’ card data. A robust set of risk management and fraud prevention tools are provided.
Customer Service & Voice Authorization
Customer support is there whenever you need it. A dedicated and well-trained staff of service professionals operates a 24/7-call center for voice authorization and client assistance.
Already accepting credit cards?
Let us give your Merchant Account a thorough check up! We’ll review your current account to see if we can save you money. You have nothing to lose but higher charges!For more information please contact any of our six locations.
