Raise your banking expectations with free, high interest Kasasa Cash® checking. Kasasa Cash pays you—not the other way around.
You do simple things like review your eStatements and use your debit card, then get rewarded with high interest payouts. Plus, receive ATM fee refunds not just throughout Minnesota but nationwide. Raise the banking bar and your balance with Kasasa Cash.
Experience a NEW way to bank that puts you first.
Don't forget to check out our other Kasasa products and learn how you can take control of your financial power.
- 1.51% APY* on balances up to $15,000
- 1.51% – 0.25% APY on balances over $15,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Nationwide ATM fee refunds up to $25.00 per month ($4.99 per single transaction) *
- No monthly service charge
- No minimum balance to earn rewards
- Links to Kasasa Saver® for more earnings
- Must have at least one monthly direct deposit
- Free online banking & bill pay
- Free mobile banking (message and data rates apply)
- Free eStatements
- Free MasterCard® debit card
- $1.00 minimum deposit to open
Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning huge interest and nationwide ATM fee refunds the very next month.
If you or your spouse is 50 years old or better, learn more about how to qualify for the exciting benefits of our Pioneer Club!
*APY=Annual Percentage Yield. APYs accurate as of 03/14/2013. Rates may change after account is opened. Minimum to open is $1 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 1.51%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 1.51% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. If qualifications are met each monthly qualification cycle the Kasasa Cash interest rate tiers are as follows: 1.50% interest rate applies to balances of $0.01 - $15,000 and 0.25% interest rate applies to balances over $15,000. If qualifications are not met each monthly qualification cycle a 0.05% interest rate applies to all balances. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. Transfers between multiple accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $25,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $25,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. If qualifications are met each monthly qualification cycle the Kasasa Saver interest rate tiers are as follows: 0.75% interest rate applies to balances of $0.01 - $25,000 and 0.25% interest rate applies to balances over $25,000. If qualifications are not met each monthly qualification cycle a 0.05% interest rate applies to all balances. Monthly direct deposit required to have this account. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.