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BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone of our relationship. That is why we work so
diligently to safeguard your privacy. The information that you provide us
is kept in the strictest of confidence. We have no intentions of selling
personal information about our customers to third-party businesses. We
are proud to make that commitment to you, because your trust is the
foundation of our business.
The following privacy policy explains how we use and protect the
information about our customers. We ask that you read it carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Pioneer Bank.
This is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers:
• Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(an):
● Deposit account
● Loan account
● Safe deposit box
● Automobile lease we service
● Retail installment contract we hold and service
● Self-directed Individual Retirement Account
We will tell you the sources of the information we collect about you. We
will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
government records. Hereafter, we will use the term “information” to mean
nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership, but
means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company
that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
● Information you give us on applications or other forms
● Information about your transactions with us
● Information about your transactions with other parties
● Information from a consumer reporting agency
● Information we receive through our customer identification program
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as
permitted by law. Examples of this might include disclosures necessary to
service your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need
to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
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