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Prepaid Cards

Prepaid cards are safer and more convenient than cash and accepted at millions of retailers and ATMs worldwide. Pioneer Bank offers a variety of Prepaid Cards for the speed of life including Gift Cards, Travel Cards, Travel EMV Cards and General Purpose Reloadable Cards. Visit any of our locations to learn more about Prepaid Cards.

Gift Cards

Gift cards are the perfect gift and can be used at over twenty million locations worldwide. So, no matter what the occasion, you'll be giving exactly what they want - every time.

Travel Cards

Travel smart with the travel card that goes almost anywhere! Set your spending limit, load the appropriate amount onto your card and you're ready to go! Best of all you can go almost anywhere, since the card is accepted at millions of locations and ATMs worldwide - and, if you need local currency, the card has you covered. 

General Purpose Reloadable

Ideal for consumer budgeting, direct deposit and online purchases. Prepaid cards are safer and more convenient than cash and accepted at millions of retailers and ATMs worldwide.

Visit one of our locations today or contact us to learn more about this valued service.

 


Gift Card Fees and Expiration

Inactivity Fee$4.95 Subject to applicable law, beginning the 13th consecutive month from the day of activation, a monthly inactivity fee will be assessed to your Card as long as there are funds remaining and no activity occurs. Such fees may diminish the Card balance before the “valid thru” date on the front of the Card. You may avoid this fee by using your Card at least once every twelve months. 

Purchase FeeUp to $6.95 Fee of $6.95 when purchasing your card can be lower depending on where it is acquired. Varies by financial institution. Fee assessed by third party and is not assessed to the card.

Lost/Stolen Card Replacement Fee: $8.00

Replacement Card at Expiration: There is no additional cost to obtain a replacement Card due to expiration.


Travel Prepaid Card Fee Summary

Monthly Fee  $0  |    Per Purchase  $0   |   ATM Withdrawal   $0 in-network, $2.50 out-of-network   |  Cash Reload  $4.95*

ATM Balance inquiry $0 | Customer service $0 | Inactivity (after 3 months with no transactions) $4.95 per month

Over-the-Counter Cash Withdrawal $2.50 | Foreign Transaction Fee 3%

*Third-party fees may apply. Other fees may apply, see Cardholder Agreement for details

No overdraft/credit feature. Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services in the Cardholder Agreement, or call 855-887-1835 or visit YCNcard.com


Reloadable Prepaid Card Fee Summary

Monthly Fee  $4.95  |    Per Purchase  $0   |   ATM Withdrawal  $0 in-network, $2.50 out-of-network  |  Cash Reload  $4.95**

ATM Balance inquiry $0 | Customer service $0 | Inactivity $0 |  Over-the-Counter Cash Withdrawal $2.50 | Foreign Transaction Fee 3%

*No fee in any month with a load. **This fee can be lower depending on how and where this card is used. 

No overdraft/credit feature. Your funds are eligible for FDIC insurance.

 For general information about prepaid accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services in the Cardholder Agreement, or call 855-887-1835 or visit YCNcard.com

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