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Free Kasasa Cash Back Checking®

Get paid cash back on debit card purchases—and not just for groceries or gas. With a Free Kasasa Cash Back® Checking account you will get paid to use your debit card and be refunded on your ATM fees nationwide*. All you have to do are a few simple things (we call them "qualifications").

  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Earn up to $96.00 per year
  • Get refunds on ATM fees nationwide (up to $25.00 monthly)*
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free Online Banking
  • Free Mobile Banking**
  • Free eStatements
  • $1.00 minimum deposit to open
  • Direct deposit required to have this account
  • Free Telephone Banking

How To Get Cash Back

Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement 

If you don't meet the qualifications in a given qualification cycle, don't worry. There is no penalty, and you still have a free checking account. Plus, you can earn the rewards back the very next month!


Kasasa Cycle Date Information

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Pioneer Bank as ATM transactions, non-retail payment transactions and purchases made with non-Pioneer Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $1 minimum deposit is required to open the account. Direct Deposit, is a condition of this account. Enrollment in electronic statements is required to meet the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Pioneer Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

**Message and data rates may apply. Check with your phone carrier

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