Mobile Deposit

Mobile Deposit

Remember when you had to visit the bank to make your deposit? Now we're as close as your mobile phone, ready to receive your deposit any time of day or night. Deposit checks wherever you are — it's as easy as snapping a photo! And our software is encrypted, so you can be confident your financial information remains secure.

  • Mobile deposit is a function included inside of your Pioneer Bank Mobile Banking app
  • Deposit checks from your smartphone or mobile device
  • Convenience of depositing checking after banking hours
  • Receive funds quicker than regular deposit (often)
  • Encrypted for your security

All customers using Pioneer Bank's Mobile Check Deposit product will be subject to the daily limits listed below. These limits will apply to all accounts. Pioneer Bank reserves the right to terminate Mobile Check Deposit at any time for any reason.

  • $3,000 daily deposit limit
  • Up to 10 deposited items each day

Deposit Review:

In order to mitigate risk of fraudulent or duplicate items Pioneer Bank will review all deposits processed through the Mobile Check Deposit product. Items not meeting the requirements below will be denied and returned to the customer with notification provided through the Mobiliti application.

  • Face of the check is filled out properly and all required fields have valid data.
  • Legal and courtesy
  • No post-dated, stale dated (older than 6 months) will be allowed.
  • The check is signed by the appropriate accountholder.
  • Proper endorsement is present with signature and the words "For Pioneer Bank Mobile Deposit only."
  • No third party endorsements will be allowed.