Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Not much in life is guaranteed. So when an opportunity comes along to add guaranteed returns to your portfolio, you should act.

CDs offer fixed rates for easy financial planning. Simply lock in your term and wait for your cash to grow. Then, you can cash out, or roll your CD over to another term.



  • Guaranteed returns
  • Competitive fixed rates, higher than regular savings*
  • Terms range from 3 months to 4 years
  • Specialty certificates available
  • Penalty for early withdrawal
  • Minimum deposit to open varies
  • FDIC insured up to $250,000

*Penalties are calculated on the principal basis of the CD that is withdrawn. Interest may be withdrawn from the CD penalty-free at any time after it is credited to you. If you or your spouse is 50 years old or better, learn more about how to qualify for the exciting benefits of our Pioneer Club!