Certificates of Deposit (CD) (Biz)

Certificates of Deposit (CDs)

Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. By laddering maturity dates, you can add liquidity to your CD investments.


  • Guaranteed returns
  • Competitive fixed rates, higher than regular savings*
  • Terms range from 3 months to 4 years
  • Specialty certificates available
  • Penalty for early withdrawal
  • Minimum deposit to open varies
  • FDIC insured up to $250,000

*Penalties are calculated on the principal basis of the CD that is withdrawn. Interest may be withdrawn from the CD penalty-free at any time after it is credited to you.