Bright Interest Checking
Bright Interest Checking
Maximize your savings with Bright Interest Checking! By maintaining a balance of $5,000.00, you’ll earn interest and enjoy the benefits of a premium rate when you keep your balance intact. It’s an easy way to make your money go further.
- $50.00 minimum deposit to open
- Earn 1.00% interest and 1.01% APY on balances $5,000.00 and more
- Earn 0.25% interest and APY on balances below $5,000.00
- $5.00 monthly service fee on balances under $5,000.00
- Free debit card
- Free eStatements
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Checking & Savings Features
The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
There is a two-statement cycle grace period after account opening before the service fee is imposed
Accounts closed between statement cycles will not receive accrued interest.
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