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If you are still receiving paper checks from the government on a regular basis, this blog applies to you!

Starting September 30, 2025, the U.S. Department of the Treasury will officially stop issuing paper checks for federal disbursements. This change, mandated by Executive Order 14247, titled “Modernizing Payments To and From America’s Bank Account,” is part of a broader effort to improve payment security, reduce fraud, and enhance efficiency across the federal payment system.

If you are a recipient of federal benefits or someone who still receives paper checks from federal agencies, now is the time to prepare for this transition. The good news? Switching to electronic payments is simple, secure, and offers many benefits.

Why the Shift to Electronic Payments?

The federal government is modernizing its payment infrastructure to:

• Defend against financial fraud and improper payments.
• Increase operational efficiency and reduce costs.
• Enhance the security of federal disbursements.

Paper checks are vulnerable to theft, loss, and delays. By moving to electronic payments, the Treasury aims to ensure that recipients receive their funds faster and more securely.

Who Is Affected?

Most Americans already receive federal payments electronically and do not need to take any action. However, if you still receive paper checks for:

• Social Security
• Veterans Benefits
• Supplemental Security Income (SSI)
• Federal retirement payments

…you’ll need to switch to direct deposit or another approved electronic method before the September 30^th deadline.

Benefits of Electronic Payments

Electronic payments offer several advantages:

• Speed: Funds are deposited directly into your account, often faster than mailed checks.
• Security: No risk of lost or stolen checks.
• Reliability: Payments arrive on time, every time.
• Peace of Mind: You’ll know your money is safe and accessible.

How to Make the Switch

The Treasury has made it easy to enroll in electronic payments. Here’s how you can transition from paper checks to direct deposit:

Option 1: Enroll Online at GoDirect.gov

Visit https://godirect.gov/ to sign up for direct deposit. This secure website walks you through the switching process and helps you choose the best payment method for your needs.

Option 2: Call the Treasury’s Electronic Payment Solution Center

You can speak with a representative by calling 800-967-6857, Monday through Friday, 8 a.m. to 6 p.m. Central Time. They’ll guide you through the enrollment process and answer any questions you may have.

Option 3: Contact Your Paying Agency

Each federal agency has its own procedures for switching to electronic payments. Follow the instructions provided by your agency or visit https://godirect.gov/gpw/paying-agencies/?language=en for more information.

Protect Yourself from Scams

As with any major transition, scammers may try to take advantage of the situation. Be alert for:

• Government impersonation scams.
• Fraudulent emails or phone calls asking for personal information.

Always follow instructions from your paying agency and use official websites like https://godirect.gov/ to manage your payments.

Final Thoughts

The shift to electronic federal payments is a major step towards a safer, more efficient financial system. Whether you’re a benefit recipient, a vendor, or someone helping others navigate the change, now is the time to act.

Visit https://godirect.gov/ today to enroll in direct deposit and ensure uninterrupted access to your federal payments. If you need help, our staff is here to support you every step of the way. Call or stop by your local branch and we will be more than happy to assist you!