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Meet Pioneer Cash, Pioneer Cash Back, and Pioneer Saver

Most people aren’t looking for their checking account to be flashy. They want it to be simple, dependable, and maybe even a little rewarding for the everyday things they’re already doing. That’s the idea behind our new lineup of rewards accounts at Pioneer Bank.

You can choose the account that fits how you like to bank, and open one online in just a few minutes.

Pioneer Cash Checking: A strong rate on what you already have

If you like the idea of your checking account doing more than just holding your money, Pioneer Cash is a great fit. It rewards you with a competitive interest rate when you meet a few simple monthly qualifications.

Here’s what you get when you qualify:

• 4.00% APY on balances up to $15,000
• Free debit card
• Nationwide ATM withdrawal fee refunds, up to $15 per month
• Links to your Pioneer Saver for easy, automatic savings

It’s a straightforward way to make your everyday money work a little harder.

Pioneer Cash Back Checking: Get rewarded for everyday purchases

Already using your debit card for groceries, gas, and day-to-day purchases? Pioneer Cash Back turns those transactions into real cash back.

When you qualify each month, you’ll earn:

• 4% cash back on debit card purchases, up to $8 per month
• Free debit card
• Nationwide ATM withdrawal fee refunds, up to $15 per month
• A link to your Pioneer Saver account

It’s a simple way to get a little extra back from the purchases you’re already making.

Pioneer Saver: A savings account that works alongside your checking

Pioneer Saver is designed to pair with either Pioneer Cash or Pioneer Cash Back. When you qualify in your linked checking account, your savings earn 2.00% APY on your balance.

You’ll need a Pioneer Cash or Pioneer Cash Back account to open a Pioneer Saver, since the two are built to work together.

How to qualify

We made the qualifications simple on purpose. To earn your rewards each month, we just ask that you:

• Have at least one direct deposit, ACH credit, or ACH payment transaction
• Make at least 15 PIN-based or signature-based debit card purchases (swipe your card)
• Be enrolled in and agree to receive e-statements instead of paper statements

And if you don’t meet the qualifications one month, no worries! There’s no penalty or fee. You simply won’t earn the rewards for that month, and you can try again next month.

No hoops, no minimum balance, and no monthly service charge. Just everyday banking that gives back.

Ready to start earning?

Opening an account online only takes a few minutes, and you can start earning rewards right away. Open your Pioneer rewards account today!