IRAs
If you're like most people, you'd rather spend your golden years making memories—not wishing you'd remembered to save. The best time to start building your nest egg is right now, while you're still earning income. IRAs offer tax-advantages* and higher rates. Talk to a Pioneer Bank representative about which plan is right for you and your future.
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IRA Savings
- $50.00 minimum deposit to open
- Earn 0.10% interest and APY on your balance
- Save for retirement with tax advantages*
- Traditional and Roth accounts available
- Annual contribution limits apply
- Funds can be used to purchase certificates of deposit within an IRA
- Free Telephone Banking
- FDIC insured up to $250,000.00
- Click here for IRA account fees
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Visit a Pioneer Bank branch to open an IRA Savings Account.
*Consult your tax advisor.
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Checking & Savings Features
The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
Accounts closed between statement cycles will not receive accrued interest.
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