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APY = Annual Percentage Yield. Rates effective as of February 20, 2024. Fees may reduce earnings.

Kasasa Cash Plus* Learn More

Tier Interest Rate APY Minimum Deposit to Open
0 - $10,000.00 4.89% 5.00% $1.00
$10,000.00+ 1.00% 5.00%-1.36% $1.00
All balances if qualifications not met 0.05% 0.05% $1.00

*Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Plus account during each Monthly Qualification Cycle:

  • At least one direct deposit
  • At least 20 PIN-based or signature-based debit card purchases
  • Be enrolled in and agree to receive electronic statements

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 PIN-based or signature-based debit card purchases
  • Be enrolled in and agree to receive electronic statements

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

See our website at www.bankwithpioneer.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

Kasasa Cash Plus: average daily balances up to $10,000 receive an APY of 5.00%; and average daily balances of $10,000 and over earn an interest rate of 1.00% on the portion of the average daily balance of $10,000 and over, resulting in a range from 5.00% to 1.36% APY depending on the account's average daily balance.

Kasasa Cash Back: you will receive 4.00% cash back on up to a total of $200 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Saver Plus: average daily balances up to $50,000 in your Kasasa Saver Plus account earn an APY of 3.00% and average daily balances of $50,000 and over earn an interest rate of 1.00% on the portion of the average daily balance of $50,000 or more, resulting in a range from 3.00% to 1.66% APY depending on the account's average daily balance.

You will receive reimbursements up to an aggregate total of $25 (up to $4.99 per single transaction) for ATM withdrawal fees incurred within your Kasasa Cash Plus or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash Plus or Kasasa Cash Back transactions via ATM; Kasasa Saver Plus ATM transaction fees are not reimbursed nor refunded.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, ATM withdrawal fees are not reimbursed and:

Kasasa Cash Plus: the entire average daily balance in the Kasasa Cash Plus account earns .05% APY.

Kasasa Saver Plus: the entire average daily balance in the Kasasa Saver Plus account earns .05% APY.

Interest will be credited to your Kasasa Cash Plus and Kasasa Saver Plus accounts on the last day of the current statement cycle.

The cash back payments and ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver Plus account on the last day of the current statement cycle.

If Kasasa Cash Plus or Kasasa Cash Back are linked to Kasasa Saver Plus, the following also apply:

Kasasa Cash Plus: When linked to a Kasasa Saver Plus account, the interest earned within the Kasasa Cash Plus account does not compound since it, along with any ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver Plus account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash Plus account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver Plus account, the cash back payments and ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver Plus account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 09/14/2023.

APY calculations are based on an assumed balance of $110,000 in your Kasasa Cash Plus account and $150,000 in your Kasasa Saver Plus account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account.

Kasasa Cash Plus and Kasasa Cash Back have a $1 minimum deposit required to open the account.

Kasasa Saver Plus has a $50 minimum deposit required to open the account.

Annual direct deposit is a condition of Kasasa Cash Back.

Enrollment in online banking, enrollment in and have agreed to receive electronic statements rather than paper statements, and maintaining a valid email address on record with Pioneer Bank are conditions of the Kasasa Cash Plus, Kasasa Cash Back, and Kasasa Saver Plus accounts.

Limit of one checking and savings account per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash Plus or Kasasa Cash Back account is required to have a Kasasa Saver Plus account.

A linked Kasasa Saver Plus account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa Saver Plus* Learn More

Tier Interest Rate APY Minimum Deposit to Open
0 - $50,000.00 2.96% 3.00% $50.00
$50,000.00+ 0.99% 3.00%-1.67% $50.00
All balances if qualifications not met 0.05% 0.05% $50.00

*Qualification Information:

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Plus account during each Monthly Qualification Cycle:

  • At least one direct deposit
  • At least 20 PIN-based or signature-based debit card purchases
  • Be enrolled in and agree to receive electronic statements

To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 PIN-based or signature-based debit card purchases
  • Be enrolled in and agree to receive electronic statements

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

See our website at www.bankwithpioneer.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

Kasasa Cash Plus: average daily balances up to $10,000 receive an APY of 5.00%; and average daily balances of $10,000 and over earn an interest rate of 1.00% on the portion of the average daily balance of $10,000 and over, resulting in a range from 5.00% to 1.36% APY depending on the account's average daily balance.

Kasasa Cash Back: you will receive 4.00% cash back on up to a total of $200 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Saver Plus: average daily balances up to $50,000 in your Kasasa Saver Plus account earn an APY of 3.00% and average daily balances of $50,000 and over earn an interest rate of 1.00% on the portion of the average daily balance of $50,000 or more, resulting in a range from 3.00% to 1.66% APY depending on the account's average daily balance.

You will receive reimbursements up to an aggregate total of $25 (up to $4.99 per single transaction) for ATM withdrawal fees incurred within your Kasasa Cash Plus or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash Plus or Kasasa Cash Back transactions via ATM; Kasasa Saver Plus ATM transaction fees are not reimbursed nor refunded.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, ATM withdrawal fees are not reimbursed and:

Kasasa Cash Plus: the entire average daily balance in the Kasasa Cash Plus account earns .05% APY.

Kasasa Saver Plus: the entire average daily balance in the Kasasa Saver Plus account earns .05% APY.

Interest will be credited to your Kasasa Cash Plus and Kasasa Saver Plus accounts on the last day of the current statement cycle.

The cash back payments and ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver Plus account on the last day of the current statement cycle.

If Kasasa Cash Plus or Kasasa Cash Back are linked to Kasasa Saver Plus, the following also apply:

Kasasa Cash Plus: When linked to a Kasasa Saver Plus account, the interest earned within the Kasasa Cash Plus account does not compound since it, along with any ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver Plus account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash Plus account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver Plus account, the cash back payments and ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver Plus account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 09/14/2023.

APY calculations are based on an assumed balance of $110,000 in your Kasasa Cash Plus account and $150,000 in your Kasasa Saver Plus account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account.

Kasasa Cash Plus and Kasasa Cash Back have a $1 minimum deposit required to open the account.

Kasasa Saver Plus has a $50 minimum deposit required to open the account.

Annual direct deposit is a condition of Kasasa Cash Back.

Enrollment in online banking, enrollment in and have agreed to receive electronic statements rather than paper statements, and maintaining a valid email address on record with Pioneer Bank are conditions of the Kasasa Cash Plus, Kasasa Cash Back, and Kasasa Saver Plus accounts.

Limit of one checking and savings account per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash Plus or Kasasa Cash Back account is required to have a Kasasa Saver Plus account.

A linked Kasasa Saver Plus account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa Cash Back* Learn More

Balance Rewards
Rewards earned on entire balance if qualifications are met 4% cash back on debit card purchases

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Must have direct deposit

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Pioneer Bank as ATM transactions, signature based transactions, non-retail payment transactions and purchases made with non-Pioneer Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $1 minimum deposit is required to open the account. Direct Deposit, is a condition of this account. Enrollment in electronic statements is required to meet the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Pioneer Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

Checking and Savings Features

  • The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
  • Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
  • The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
  • Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
  • Overdraft and return check charges may apply to negative balances created by check, in-person withdrawal, automatic payment or other electronic means.
  • A continuous overdraft fee will be charged to your account on the beginning of the third business day after your account goes negative.
  • No account service charge fees will be assessed to individuals under age 18. Service charges will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • No account service charge fees will be assessed to legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts.
  • Free debit card available for minors until age 18. Automatic annual fee begins July 1st following 18th birthday if applies to account type.*
  • The $1.00 per statement Paper Statement Fee will not be assessed to Kasasa® accounts, Thrift Savings accounts, HSAs or IRAs. The Paper Statement Fee will also not be assessed to individuals under the age of 18 or legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts. The Paper Statement Fee will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • Fee for closing an account during the first six months does not apply to Thrift Savings and Kasasa® accounts.
  • Accounts closed between statement cycles will not receive accrued interest.

* Minor must be primary account holder.

Checking Accounts

Account Minimum Balance to Obtain APY Minimum Opening Deposit Interest Rate APY
Simple Checking $0.00 $100.00 0% 0%
Business Checking $0.00 $100.00 0% 0%
Interest Checking $0.00 $200.00 0.05% 0.05%

Checking and Savings Features

  • The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
  • Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
  • The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
  • Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
  • Overdraft and return check charges may apply to negative balances created by check, in-person withdrawal, automatic payment or other electronic means.
  • A continuous overdraft fee will be charged to your account on the beginning of the third business day after your account goes negative.
  • No account service charge fees will be assessed to individuals under age 18. Service charges will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • No account service charge fees will be assessed to legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts.
  • Free debit card available for minors until age 18. Automatic annual fee begins July 1st following 18th birthday if applies to account type.*
  • The $1.00 per statement Paper Statement Fee will not be assessed to Kasasa® accounts, Thrift Savings accounts, HSAs or IRAs. The Paper Statement Fee will also not be assessed to individuals under the age of 18 or legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts. The Paper Statement Fee will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • Fee for closing an account during the first six months does not apply to Thrift Savings and Kasasa® accounts.
  • Accounts closed between statement cycles will not receive accrued interest.

* Minor must be primary account holder.

Savings Accounts

Account Minimum Opening Deposit Interest Rate APY
Regular SavingsIRA & Youth Savings $200.00 0.10% 0.10%
Thrift Savings $1.00 0.05% 0.05%

Rates may change at our discretion.

Checking and Savings Features

  • The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
  • Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
  • The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
  • Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
  • Overdraft and return check charges may apply to negative balances created by check, in-person withdrawal, automatic payment or other electronic means.
  • A continuous overdraft fee will be charged to your account on the beginning of the third business day after your account goes negative.
  • No account service charge fees will be assessed to individuals under age 18. Service charges will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • No account service charge fees will be assessed to legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts.
  • Free debit card available for minors until age 18. Automatic annual fee begins July 1st following 18th birthday if applies to account type.*
  • The $1.00 per statement Paper Statement Fee will not be assessed to Kasasa® accounts, Thrift Savings accounts, HSAs or IRAs. The Paper Statement Fee will also not be assessed to individuals under the age of 18 or legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts. The Paper Statement Fee will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • Fee for closing an account during the first six months does not apply to Thrift Savings and Kasasa® accounts.
  • Accounts closed between statement cycles will not receive accrued interest.

* Minor must be primary account holder.

Platinum Plus Savings Learn More

Tier Minimum Opening Deposit Interest Rate APY
$0 - $49,999.99
6.00% Under Prime
$5,000.00 0.25%
(Minimum Interest Rate and APY = 0.10%)
0.25%
(Maximum Interest Rate and APY = 0.25%)
$50,000-$99,999.99
4.00% Under Prime
$5,000.00 2.25%
(Minimum Interest Rate and APY = 0.10%)
2.27%
(Maximum Interest Rate = 2.25% and APY = 2.27%)
$100,000-$499,999.99
3.50% Under Prime
$5,000.00 3.00%
(Minimum Interest Rate and APY = 0.25%)
3.04%
(Maximum Interest Rate 3.00% and APY = 3.04%)

$500,000-$2,499,999.99
3.50% Under Prime

$5,000.00  3.75%
(Minimum Interest Rate and APY = 0.25%)
3.81%
(Maximum Interest Rate 3.75% and APY = 3.81%)

$2,500,000-$9,999,999.99
3.50% Under Prime

$5,000.00 4.00%
(Minimum Interest Rate and APY = 0.25%)
4.07%
(Maximum Interest Rate 4.00% and APY = 4.07%)

$10,000,000+
3.00% Under Prime

$5,000.00 4.25%
(Minimum Interest Rate and APY = 0.25%)
4.33%
(Maximum Interest Rate 4.25% and APY = 4.33%)

The Platinum Plus Savings interest rate will change on the first day of any month following a change in the Wall Street Journal Prime rate. The balance tier is determined by the average available balance for the periodic statement cycle. 

Checking and Savings Features

  • The average daily balance method is used to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for this period.
  • Interest on non-cash deposits begins to accrue on the business day of deposit—for example, checks.
  • The interest rate and annual percentage yield may change at Pioneer Bank’s discretion as often as daily. Rates may change after account is opened.
  • Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.
  • Overdraft and return check charges may apply to negative balances created by check, in-person withdrawal, automatic payment or other electronic means.
  • A continuous overdraft fee will be charged to your account on the beginning of the third business day after your account goes negative.
  • No account service charge fees will be assessed to individuals under age 18. Service charges will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • No account service charge fees will be assessed to legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts.
  • Free debit card available for minors until age 18. Automatic annual fee begins July 1st following 18th birthday if applies to account type.*
  • The $1.00 per statement Paper Statement Fee will not be assessed to Kasasa® accounts, Thrift Savings accounts, HSAs or IRAs. The Paper Statement Fee will also not be assessed to individuals under the age of 18 or legally formed non-profit entities who elect to hold Simple Checking and/or Regular Savings accounts. The Paper Statement Fee will begin automatically on the statement cycle following an individual’s 18th birthday.*
  • Fee for closing an account during the first six months does not apply to Thrift Savings and Kasasa® accounts.
  • Accounts closed between statement cycles will not receive accrued interest.

* Minor must be primary account holder.

Certificates of Deposit Learn More

Term Minimum Balance To Obtain APY Minimum Opening Deposit Interest Rate APY
91 Days $500.00 $500.00 0.10% 0.10%
182 Days $500.00 $500.00 4.67% 4.75%
9 Months $500.00 $500.00 4.43% 4.50%
12 Months $500.00 $500.00 0.50% 0.50%
18 Months $500.00 $500.00 3.94% 4.00%
21 Months $500.00 $500.00 0.50% 0.50%
24 Months $500.00 $500.00 0.75% 0.75%
30 Months $500.00 $500.00 0.75% 0.75%
36 Months $500.00 $500.00 0.75% 0.75%
48 Months $500.00 $500.00 1.00% 1.00%
60 Months $500.00 $500.00 1.00% 1.00%
Bump Up 22 Month $10,000.00 $10,000.00 3.21% 3.25%
Bump Up 33 Month $10,000.00 $10,000.00 3.455% 3.50%

Penalty for early withdrawal. Penalties are calculated on the principal basis of the CD that is withdrawn. Interest may be withdrawn from the CD penalty-free at any time after it is credited to you.

Certificate of Deposit Features

  • Certificates of Deposits are subject to a penalty for early withdrawal equal to 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, 12 months of interest on maturities 36 months and greater, unless otherwise noted.
  • Early withdrawal penalties are not assessed on Required Minimum Distribution (RMD) amounts mandated by the federal government.
  • Early withdrawal penalty calculated at the current interest rate at the time of the withdrawal.
  • Some certificates are automatically renewable and will begin to earn the renewal rate on the day of maturity. Non-renewable certificates will not earn interest after maturity.
  • No penalty is assessed for a withdrawal from an automatically renewable certificate within 10 days after maturity.
  • Interest begins to accrue on the business day you deposit non cash items (for example, checks).
  • After the account is opened, you may not make deposits into this account until maturity.***
  • After the account is opened, you may not withdraw principal until maturity, without a penalty.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodical rate to the principal in the account daily.
  • Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Refer to  original certificate.
  • The Annual Percentage Yield assumes the interest remains on deposit until maturity. Early withdrawal of principal or interest will reduce earnings.
  • Fees, penalties, service charges and withdrawal of earned interest may reduce earnings.

22 Month Bump Up

  • At maturity, 22 Month Bump up automatically renews into our standard 24 month CD.
  • Opportunity to "bump up" the rate to our 24 month CD once during the term by contacting us.

33 Month Bump Up

  • At maturity, 36 Month Bump up automatically renews into our standard 36 month CD.
  • Opportunity to "bump up" the rate to our 36 month CD twice during the term by contacting us. 

Loans

Personal Loans / Business Loans / Agribusiness Loans

For current loan rates, please contact a banker in your community.

MANKATO, MN
1450 Adams Street / 507-344-0065

NORTH MANKATO, MN
1735 Commerce Drive / 507-625-3268

ST. JAMES, MN
123 Armstrong Boulevard S / 507-375-3201

ST. PETER, MN
220 S Third Street / 507-931-3310

MADELIA, MN
34 W Main Street / 507-642-3251

MAPLETON, MN
301 Main Street NE / 507-524-3630

LAKE CRYSTAL, MN
Loan Production Office
242 E Highway 60 / 507-726-6475

Online Banking